1. It May Not Cost as Much as You Think
Many people believe that financial services are expensive and only for the wealthy. Instead, financial
services are helpful for almost everyone and may not cost as much as you think. Many financial
professionals are available who may assist with your planning. This may make finding an affordable
financial professional easier. 1
2. Financial Services Are More Than Your Investment Portfolio
When some people think of financial services, they may think it is maintaining an investment portfolio,
but a lot more goes into it than most people think. Financial services considers your financial situation,
such as current debt, income, and savings, and compares these with your future goals. By looking at
your complete financial situation, your financial professional could devise a plan that allows you to work
toward your future financial goals based on where you currently are and where you would like to be. 1
3. You May Be Further Along Financially Than You Think
Determining the rSome people are afraid of working with a financial professional because they are fearful the analysis may show they won’t have enough financial resources to get by in the future. The good news for some is that you may need less than you expect when you are older. If you have children, they may need less
support when grown up and on their own. You may also have your home and other debt paid off and
may spend less in your later years. You may feel some relief when creating a financial plan if you realize
you may be in a better position than you think. 2
4. You Are Able To Change Your Financial Strategy
If you are anxious about making a plan for your finances because you fear you won’t be able to change it
down the road, you have nothing to worry about. Financial strategies are fluid and often change. You
adjust throughout your life based on your current financial situation and changes in your family and
lifestyle. Your financial professional could help you stay on top of these changes and help you make
needed adjustments to keep in line with your future goals. 1.
The thing to do is push fear aside and contact a financial professional who has the tools, experience, and
training to help with your planning.’
Important Disclosures :
The opinions voiced in this material are for general information only and are not intended to provide
specific advice or recommendations for any individual.
All information is believed to be from reliable sources; however, LPL Financial makes no representation
as to its completeness or accuracy.
This article was prepared by WriterAccess.
LPL Tracking #1-05376138
Footnotes
1Think financial planning isn’t for you? It’s not as hard, scary as you think.
https://www.usatoday.com/story/money/personalfinance/2018/07/30/financial-planning-myths-costs-
tips/808208002/
215 Reasons Why Retirement’s Not as Scary as You Think
https://www.yahoo.com/now/15-reasons-why-retirement-not-090000902.html
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